Hudson Valley Property Deal Analyzer

–

Deal Score (0–100)

📝 Deal Verdict

Enter your numbers on the left to generate an instant analysis.

Monthly Cash Flow

–

after all expenses + debt

Cap Rate ?

–

target ≥ 6.5%

Cash-on-Cash Return

–

on capital left in deal

DSCR ?

–

lender needs ≥ 1.25x

1% Rule

–

rent ÷ purchase price

Gross Rent Multiplier ?

–

target ≤ 10x

–

Total Cash In

down + closing + rehab

–

Cash Pulled Out at Refi

–% recovered

–

Capital Left In

holy grail = near $0

–

Forced Equity Created

–% of ARV

📈 10-Year Projection

💵 Annual Income & Expense Detail

Income

Gross Rent–

Vacancy–

Platform & Cleaning Fees–

Effective Gross Income–

Expenses

Property Taxes–

Insurance–

Property Management–

Maintenance + CapEx–

Utilities–

STR Supplies + Misc–

Net Operating Income–

🏦 Financing & Returns

Acquisition

Loan Amount–

Monthly P&I–

Annual Debt Service–

Hard Money Costs

HM Interest–

HM Points–

Returns

Annual Cash Flow–

Monthly Cash Flow–

Cash-on-Cash Return–

📊 Year-by-Year Projection (post-stabilization)

Yr	Property Value	Loan Balance	Equity	Gross Rent	NOI	Cash Flow	Cum. Cash Flow

Hudson Valley defaults: Ulster/Dutchess/Greene Co. tax rates, Catskills STR comps, HV long-term rent benchmarks. All projections are estimates — verify with local professionals.